• Eligibility

Graduate in any discipline with minimum 50% marks from any UGC recognised University. Those appearing for the final year Bachelor's Degree can also apply. Candidates must qualify any of these Entrance Tests: CAT / MAT / ATMA / XAT. Selection will be on the basis of - Composite score in the above mentioned Entrance Tests Academic performance Personal interview and group discussion

 Composite score in the above mentioned Entrance Tests.

 Academic performance

 Personal interview and group discussion.

Application Process:-

Student has to register himself at KCCIM for pursuing PGDM by filling and submitting the application form to the institute. The form shall be available at the institute against a payment of Rs. 500/- in cash or demand draft made in favour of "KCC Institute of Management" payable at New Delhi/Greater Noida

Selection Criteria:-

She selection would be based on the score obtained in the entrance exam, academic performance, personal interview and group discussion.


 80% and above MAT score : 20% of 1st year fee.

 70% to 79% MAT score : 15% of 1st year fee

 60% to 69% MAT score : 10% of 1st year fee

Merit Scholarships:-

The institute awards merit scholarship to students enrolled. These are awarded on the basis of cumulative scholastic performance at the end of the first year. The top three performers out of a batch of 60 students are awarded scholarships of Rs. 15,000, Rs. 10,000 and Rs. 5,000/- respectively.

Scholarships by Uttar Pradesh Government:-

Various scholarships are granted by Uttar Pradesh Government to the students belonging to -

 Reserved Category

 Economically weaker section students

Complete details about the scholarships by Uttar Pradesh Government can be obtained from the admission office of the institute or Social Welfare officer of UP Government


A SyndicateBank's Education Loan Scheme

Syndicate Bank's involvement in education dates back to the decades prior to the Nationalisation of Banks. The Bank was also the first to set up a string of Rural Training Institutes aimed at empowering the young India in rural areas through entrepreneurial education and training.

Continuing this commitment to education, the Bank has introduced a comprehensive Education Loan Scheme-SyndVidya, which is more student responsive and parent friendly. The Scheme covers the entire spectrum of educational needs from the school education to super speciality courses including overseas courses. The scheme makes available need based finance to cover expenses related to education such as fees payable to College, Hostel, Examination, Library, Laboratory fees, caution deposit/building fund/refundable deposit upto 10% of tuition fee, Cost of Books, Equipments, Travel expenses for studies abroad etc. Only capitation fees, donation or external coaching fee are not covered. The loan scheme carries liberal limits of Rs.10.00 lac for courses within the country and Rs.20.00 lac for overseas courses. The scheme which is attractively priced at the Bank's prime lending rate and other details are furnished below

Eligibility Criteria

 Any student who is a major representing himself or a minor student represented by parent or guardian of Indian nationality.

 Must have secured admission on the basis of merit to professional/ technical/other courses through entrance test/selection process. Deviation/relaxation is also permitted under special circumstances.

 Must have secured admission to Foreign universities/Institution (for studies abroad).

Courses Eligible

Graduation: B.A., B.Com, B.Sc., etc.

Post graduation: Masters & Phd.

Professional courses: Engineering, Medical, Agriculture, Veterinary, Law, Dental Management, Computer etc.In respect of Management studies, apart from University affiliation, course should also be approved by All India Council for Technical Education. For Computer education, the recognised training Institute should have accreditation of DOE, Govt of India to conduct the course under Department of Electronics Accreditation of Computer Course (DOEACC) Scheme.

Computer certificate courses of reputed institutes accredited to Department of Electronics or Institutes affiliated to Universities.

Courses like ICWA, CA, CFA etc.

Courses conducted by IIM, IIT, IISc, XLRI, NIFT etc.

Courses offered in India by reputed foreign universities.

Evening courses of approved institutes.

Other courses leading to Diploma / Degree etc. conducted by colleges / universities approved by UGC / Govt./ AICTE / AIBMS / ICMR etc.

Courses offered by National Institutes and other reputed private institutions acceptable to the Bank.

Quantum of Loan

Need based finance to meet expenses such as fee payable to college / school / hostel, examination fee, cost of books, travel / passage fare for studies abroad etc.

Capitation fee / donation / external coaching fee are not eligible for finance.

Maximum of Rs.10.00 lac for studies in India and Rs.20 lac for studies abroad.


For loans upto Rs.4 lac - No Margin required.

For loans above Rs.4 lac - 5% for study in India and 15% for study abroad.


For loans upto Rs.4.00 lac - NIL.

For loans above Rs.4.00 lac and upto Rs.7.50 lac - Collateral in the form of satisfactory third party guarantee acceptable to the Bank.

For loans above Rs.7.50 lac - Collateral security with 25% margin covering the loan amount and assignment of future income of the student for payment of loan instalments.

In all the above cases, the parent / guardian shall join the transaction as co-borrowe

Interest (PLR presently 13.25%)

For loans upto Rs.4.00 lakhs - PLR minus 1.50%

For loans above Rs.4.00 lakhs - PLR minus 1.00%

Girl students and students belonging to SC/ST category are eligible for concession of 0.50% on the above rates.

Girl students under SC/ST category are eligible for a further concession of 0.25% on the above rates. (Total concession of 0.75%)

Simple interest to be charged during the Repayment holiday/Moratorium period.

Penal interest to be charged as applicable

No processing charges/service charges are levied for educational loans


In 5 to 7 years commencing one year after completion of the course or 6 months after securing the job whichever is earlier.